As an independent insurance agent, you understand the value of the appropriate coverage for yourself and your family as well as the agency you've worked so hard to build. As the premier organization serving the independent agency system, we understand the value of the right coverage at the best possible prices.

PIA, on a state and national level, has identified the best possible products to provide you with the protections you need.

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Not yet a member? Discover all the benefits of PIA of Kentucky membership. 

PIATrust Insurance * 
Help Build Your Family's Financial Future with PIA's Group Insurance Plans. As a PIA member you can choose from several high-quality, competitively priced insurance plans to help protect you, your employees and families. You can customize your protection to best suit your needs.

• Basic Term Life Insurance
• Voluntary and Dependent Term Life Insurance
• Short Term Disability
• Long Term Disability
• Accidental Death and Dismemberment
• Hospital Indemnity
• Business Overhead Expense

E&O Insurance 
At PIA, we’re not just E&O professionals, we’re independent agents just like you. We understand your needs and we know the marketplace. We have access to multiple markets, with differing appetites, so chances are we can find the coverage and price that’s right for you.

PIA of Kentucky has chosen to represent Utica National as our E&O carrier. And all PIA of Kentucky members receive a 10% discount!

E&O Loss Control Program
When you meet any of the criteria, a 5% credit is applied to your base premium—up to a maximum of 10% credit. There is no minimum premium threshold for an account to be eligible for the credit, which will be applied after the application of any schedule rating modifiers. 

Cyber Insurance for Your Agency *
PIA National has partnered with ABA Insurance Services to develop a cyber liability insurance program that addresses and covers the specific needs of small and medium-sized businesses. Policy premium is significantly discounted from those rates found in the standard market and the policy includes enhancements not typically offered by competitors.